Business Manager

About this role

Capitec is looking for a Business Manager based in Thohoyandou, Limpopo. The role focuses on business banking, rental finance or payment services, and it is aimed at people who enjoy building relationships and hitting sales goals.

What you’ll do

• Meet agreed monthly sales targets, measured by both value and number of applications.
• Build and manage a network of suppliers and business partners.
• Identify and roll out business banking, rental finance or payment solutions that add value for clients.
• Keep service standards high for internal teams, suppliers and business partners.
• Sell products to new and existing clients to support the profitability of the business unit.
• Manage a complex portfolio of business clients, with a focus on service and financial analysis.
• Prepare credit applications and guide them through to a decision within agreed turnaround times.

What you need

• A relevant tertiary qualification in Finance or Business Management.
• At least 5 years of general business banking, rental finance or payment services experience, including building client relationships.
• Supplier management experience.
• Experience with credit applications, cost control and sales management.
• Experience managing business clients remotely or at a distance.
• Knowledge of credit principles, legal entities in the commercial market, FAIS and FICA.
• Knowledge of CRM principles and how to use customer insights to shape client strategy.
• Good understanding of business economics, industry risks and general banking practices.
• Skills in analysis, attention to detail, negotiation, problem solving and strategic thinking.
• Computer literacy in MS Word, MS Excel and MS Outlook.
• Advantageous: 1 to 2 years of managerial or leadership experience.
• Advantageous: 1 to 2 years of managing a small business centre.
• Advantageous: a relevant degree in Finance or Business Administration.
• Advantageous: financial modelling skills and knowledge of current tax laws as they apply to customers.
• Condition of employment: a clear criminal record and a clear credit record.

Is this job for you?

This role suits an experienced banker who is self-motivated and comfortable with sales targets. You should be happy managing a large client base, working with suppliers and partners, and making sound credit and risk decisions.

Tips before you apply

• Have your qualification certificates, ID and proof of your years in business banking or payment services ready.
• On your CV, show your sales results, the size of the client or supplier portfolio you managed, and the products you worked with.
• Give clear examples of credit applications you prepared and how you kept turnaround times on track.