Business Banker

About this role

Capitec is looking for a Business Banker to work from its business centre in Matlala, Western Cape. The role covers sales and service for business banking clients.

You will look after existing business clients and bring in new ones. The aim is to keep clients happy and grow the business relationships you manage.

What you’ll do

• Manage and grow a portfolio of business clients, with a strong focus on service.
• Recommend standard or customised business banking products that suit each client’s needs.
• Find new business clients through prospecting, lead generation, networking and referrals.
• Turn leads into lasting client relationships.
• Prepare and motivate credit applications.
• Review financial statements and balance sheets to support sound lending and banking decisions.
• Work towards sales and new-business targets, and keep costs under control.

What you need

• Minimum: Diploma in Commerce or Finance.
• Experience: At least 3 years in banking, preferably in business banking.
• Proven experience managing a business client portfolio and winning new business clients.
• Experience preparing and motivating credit applications.
• Advantageous: FAIS accreditation as a Key Individual, approved by the FSCA.
• Advantageous: At least 1 year in a business banking environment, including credit applications.
• Knowledge of CRM principles, financial statements, and basic financial ratios.
• Knowledge of FAIS, FICA and the Companies and Intellectual Property Registration Act (CIPC) rules for business documents.
• Skills in attention to detail, analysis, negotiation, communication and relationship management.
• Computer literacy in MS Word, MS Excel and MS Outlook.
• A clear criminal and credit record.
• Willingness to work flexible hours, including Saturdays and public holidays.
• A valid driver’s licence and your own vehicle.

Is this job for you?

This job suits someone with banking experience who enjoys sales and building client relationships. You should be self-motivated, comfortable approaching new clients, and happy to work outside normal office hours.

Tips before you apply

• Have your diploma certificate, ID and proof of your driver’s licence ready before you apply.
• Show your sales results on your CV, such as new clients won or targets met, with figures where you can.
• Describe your credit application work and business banking clients in clear examples, so the panel can see your 3 years of experience.